"Your" government vs. Uber drivers (or us)

It is coming. "Our" government (yes, I am sarcastic, they are run by unions) has finally seen the need to dip their fingers in our business. They are working on the so called "Uber bill" that among other goodies will require us to get higher insurance coverage or in other words to make it more costly to stay employed. 

... drivers for the services would be required to have $125,000 in coverage for death and bodily injury per person, $250,000 in coverage for death and bodily injury per incident and $50,000 in coverage for property damage when logged on to the network or engaged in prearranged rides.
When not logged into the system, drivers would have to maintain $25,000 in coverage for death and bodily injury per person, $50,000 in coverage for death and bodily injury per incident and $10,000 in coverage for property damage, all levels that are higher than the state's personal-injury protection insurance requirements.
The House measure would set insurance requirements of $50,000 in coverage for death and bodily injury per person, $100,000 in coverage for death and bodily injury per incident and $25,000 in coverage for property damage while drivers are logged on to the network.

If you think about it such coverage would also raise a RED FLAG with the insurance company that you may be riding for Uber but forgot to mention that.

Uber goes after Gardiner on ride-sharing issue